What is an Employee Assistance Program (EAP)?

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What is an Employee Assistance Program (EAP)?

An EAP is a voluntary and confidential service, to help employees at all levels, and in most cases their family members (dependents), who have personal concerns that affect their personal well-being and/or work performance. This is a short-term, problem-solving service and very often only a few sessions are required. If longer-term help or a more […]

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What is Administrative Services Only (ASO)?

ASO is the term used for a plan that is not underwritten by the insurance carrier, that is, the carrier does not assume the claims risk but only provides claim payment services.  There is no premium paid.  Claims are adjudicated based on the services agreement and the employer assumes full liability for the claims risk.  The carrier charges the […]

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